Overnight Oats Chocolate Peanut

Featured in: Hearty Soups & Stews

This dish features old-fashioned rolled oats combined with milk, Greek yogurt, chia seeds, honey, and vanilla. Rich peanut butter and mini chocolate chips are stirred in before chilling overnight. The slow soaking softens the oats, creating a creamy, thick texture without cooking. Optional toppings like sliced bananas and extra peanut butter add flavor and variety. Perfect for a quick, nourishing breakfast or snack, it suits vegetarian preferences and can be adapted with plant-based ingredients for vegan options.

Updated on Mon, 16 Feb 2026 09:22:00 GMT
Overnight oats with chocolate chips and peanut butter, creamy and rich, perfect for a quick breakfast. Save
Overnight oats with chocolate chips and peanut butter, creamy and rich, perfect for a quick breakfast. | forkina.com

My mornings shifted the day I stopped fighting the clock. Years of rushed breakfasts ended when a friend casually mentioned she'd been eating the same bowl of oats every morning without actually cooking—just waiting. The simplicity seemed almost suspicious at first, but one night I layered oats, milk, and peanut butter into a jar out of pure laziness, and by dawn, something small but genuine had changed about how I started my day. Now this bowl feels less like breakfast and more like a small promise I keep to myself.

I made this for my roommate during a particularly rough stretch of early morning shifts, and watching her face light up when she realized she could grab something satisfying without thinking about it was worth more than any recipe. She started making her own variations, and suddenly our fridge had three different jars going at once—hers with almond butter, mine with the chocolate chips, his just experimenting. That's when it stopped being my recipe and became ours.

Ingredients

  • Old-fashioned rolled oats (1 cup): These are the unsung heroes that actually absorb liquid and develop that creamy texture overnight; steel-cut oats will stay stubbornly chewy, and instant oats turn to mush, so don't skip the old-fashioned kind.
  • Milk, dairy or plant-based (1 cup): Whatever you choose becomes the base liquid, so pick something you actually enjoy drinking because you'll taste it in every spoonful.
  • Plain Greek yogurt (1/2 cup): This adds protein and a subtle tang that keeps the sweetness from feeling one-note; non-dairy yogurt works just fine if that's your preference.
  • Chia seeds (2 tbsp): They thicken the mixture while you sleep and add a gentle texture contrast that makes each bite interesting.
  • Honey or maple syrup (1 tbsp): Just enough sweetness to make it feel like a treat without overpowering the other flavors; use less if you prefer things less sweet.
  • Vanilla extract (1/2 tsp): A small amount that somehow makes everything taste more like itself, if that makes sense.
  • Creamy peanut butter (2 tbsp): The richness that makes this feel like an actual meal instead of health food pretending to be breakfast.
  • Mini chocolate chips (3 tbsp): Smaller chips distribute better and soften more evenly than larger ones, creating little moments of chocolate throughout.

Instructions

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Combine your base:
Grab a bowl or jar and add the oats, milk, yogurt, chia seeds, sweetener, and vanilla, stirring until everything looks relatively mixed. The texture will still feel loose right now, almost soupy—that's exactly right.
Swirl in the richness:
Add the peanut butter and chocolate chips, stirring until they're scattered throughout rather than clumped in one corner. You want little surprises in every spoonful.
Cover and wait:
Pop a lid or plastic wrap on top and slide it into the fridge overnight, or for at least six hours if you're impatient. The oats will drink up all that liquid and transform into something entirely different.
Morning adjustment:
When you wake up, give it a good stir and taste it as-is; if it feels too thick, add a splash of milk to loosen it back up. Some mornings you'll want it spoonable like pudding, other mornings you'll want it pourable like soft cereal.
Top and enjoy:
Sliced bananas, an extra drizzle of peanut butter, and more chocolate chips turn this from efficient breakfast into something you actually want to eat slowly. Eat it straight from the jar if you're still running late, or transfer it to a bowl if you have five minutes to pretend you're not rushing.
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| forkina.com

This bowl became my thinking breakfast, the thing I'd make on mornings when I needed to sit quietly with a coffee and actually feel ready for whatever came next. There's something about not having to cook that lets your mind settle before the day starts pulling at you.

Making It Your Own

The peanut butter and chocolate chip combination feels perfect right up until the moment you try it with almond butter and coconut flakes, or cashew butter with nothing else, or suddenly you're adding mashed banana directly to the mix instead of using it as a topping. Every variation tastes like its own breakfast, and you stop thinking of this as a recipe and start thinking of it as a template. The beautiful part is that nothing you add will ruin it—the oats are forgiving in ways that most breakfast dishes aren't.

Storage and Meal Prep

These jars keep beautifully for up to three days, which means you can make five of them on Sunday and not think about breakfast until Wednesday. I like using mason jars because you can shake them if the liquid settles, and something about eating straight from the jar feels less like a chore and more like you're treating yourself. The texture will thicken slightly each day as the oats continue absorbing liquid, so the one you eat on day three will be closer to pudding than the one you eat on day one.

Variations and Flavor Ideas

The overnight oats format is so accommodating that it rewards experimentation rather than punishing it. I've made versions with espresso powder and cinnamon, versions with dried berries swirled in, versions where I layer the peanut butter at the bottom like a secret waiting to be discovered. Once you understand that the base ratio is solid, you stop following the recipe and start following your instincts, and that's when overnight oats stop being a convenience food and become something you actually look forward to.

  • Try swapping the chocolate chips for dried cranberries or chopped dates if you want brightness instead of richness.
  • A pinch of salt and a teaspoon of cocoa powder can turn this into something that tastes almost like chocolate mousse if you're feeling fancy before your coffee.
  • Leftover oats can be eaten cold or stirred over heat for a minute if you suddenly want something warm, though the overnight version is usually better as-is.
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Wholesome overnight oats layered with peanut butter swirls and mini chocolate chips, ready to enjoy. Pin it
Wholesome overnight oats layered with peanut butter swirls and mini chocolate chips, ready to enjoy. | forkina.com

This breakfast taught me that some of the best meals are the ones you barely think about, the ones that show up exactly when you need them. That feels like its own kind of magic.

Frequently Asked Questions

What kind of oats work best?

Old-fashioned rolled oats absorb liquids well and soften nicely when soaked overnight, providing a creamy texture.

Can I use plant-based milk?

Yes, plant-based milks like almond or soy provide suitable alternatives while maintaining creaminess.

Is it necessary to add yogurt?

Yogurt adds thickness and subtle tanginess, but you can omit or replace it with non-dairy alternatives for different textures.

How long should it soak?

At least six hours or overnight to ensure the oats absorb moisture fully and soften properly.

Can I customize the mix-ins?

Absolutely, swapping peanut butter for almond or cashew butter and adding nuts or seeds complements the base flavors.

Overnight Oats Chocolate Peanut

Wholesome oats blended with peanut butter and chocolate chips, soaked overnight for a smooth texture.

Prep Time
10 Minutes
Cook Time
1 Minutes
Total Time
11 Minutes


Difficulty: Easy

Cuisine: American

Yield: 2 servings

Dietary: Vegetarian

Ingredients

Oats Base

01 1 cup old-fashioned rolled oats
02 1 cup milk (dairy or plant-based)
03 1/2 cup plain Greek yogurt or non-dairy alternative
04 2 tablespoons chia seeds
05 1 tablespoon honey or maple syrup
06 1/2 teaspoon vanilla extract

Mix-Ins

01 2 tablespoons creamy peanut butter
02 3 tablespoons mini chocolate chips

Toppings

01 Sliced bananas
02 Additional peanut butter for drizzle
03 Extra chocolate chips

Instructions

Step 01

Combine Base Ingredients: In a medium bowl or large jar, combine the rolled oats, milk, Greek yogurt, chia seeds, honey or maple syrup, and vanilla extract. Stir thoroughly to blend all components.

Step 02

Incorporate Mix-Ins: Add the creamy peanut butter and mini chocolate chips to the oat mixture. Stir well to distribute evenly throughout.

Step 03

Refrigerate Overnight: Cover the container and refrigerate for at least 6 hours or overnight to allow the oats to fully hydrate and achieve a creamy consistency.

Step 04

Adjust Consistency: In the morning, stir the oats and add a splash of additional milk if you prefer a thinner texture.

Step 05

Serve and Top: Transfer to a serving bowl and top with sliced bananas, a drizzle of peanut butter, and extra chocolate chips as desired.

Tools You'll Need

  • Mixing bowl or mason jar
  • Spoon or spatula
  • Measuring cups and spoons

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains peanuts
  • Contains dairy unless using non-dairy alternatives
  • May contain soy from chocolate chips
  • May contain gluten if oats are not certified gluten-free

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 390
  • Total Fat: 17 g
  • Total Carbohydrate: 45 g
  • Protein: 15 g